PREAUTHORIZED BILL PAYMENTS

Preauthorized bill payment is a debit application.  Companies with billing operations may participate in the ACH through electronic transfer (direct debit) of bill payment entries.  Through standing authorizations, the consumer grants the company authority to initiate periodic charges to his or her account (s) as bills become due.

The receive the many benefits of this service, you will need to sign an authorization for us to automatically debit your personal checking or savings account.  We will transmit your debit information to the Company’s bank for processing.  The information will then be transmitted to your bank or savings institution for withdrawal from your account.  Because virtually all financial institutions participate in the direct debit program, there should be no need to alter your current banking arrangement.

Consider the following benefits: 

·         Convenience of not having to write checks.

·         Elimination of postage expense and the risk of late payments.

·         Avoidance of late interest charges through prompt, timely payments.

·         Establishment of excellent payment and credit records.

 To help us determine your interest in the direct debit service, please check one of the following spaces and return this form.  If the service is implemented, we will send you additional information.

______                    I would participate in direct debit.
______                    I’m interested, but would like more information.
______                    I’m not interested in direct debit at this time.

AUTHORIZATION AGREEMENT FOR PREARRANGED PAYMENT (ACH DEBITS)

Your name: _______________________________________ Property Address: ______________________________________

I (we) hereby authorize _____________________________ to initiate charges to the checking ( ) savings ( ) account in the amount specified below, and the depository named below is authorized to debit that account.  If the amount varies, the company will send written notice of the amount and the scheduled date of transfer at least ten calendar days before the scheduled transfer date.

Depository Name: __________________________________ Branch: _______________________________________________

City: ___________________________ State: ______________ Zip Code: ________________________

Bank Transit/ABA __________________________________ Account Number ______________________________________

           Amount                          Range of Amounts                 Exceeds                 Transfer Date

$__________________     $_____________-____________     $__________                _____________________

This authority is to remain in effect until the depository has received written notice of termination and has been provided opportunity to take action.  The depository customer has the right to stop payment of debit entry by notifying the depository prior to charging the account.  If the organization initiates an incorrect debit entry to the customer’s account, the customer has the right to ask the depository to credit the amount from that entry  to the account.  To obtain proper credit to the account the customer shall have fulfilled the following conditions: Notify the depository in writing of the incorrect entry within fifteen calendar days following the date the customer received the statement of account or a written notification of that entry or 60 calendar days after posting, whichever comes first.

Name ______________________________________ Property Address _______________________________________________

Date ______________________ Signed _______________________________ Signed ____________________________________

PLEASE ATTACH A VOIDED CHECK